Job Description
Junior Underwriter
Our client is a growing specialist property finance lender seeking a Junior Underwriter to join their team. This is an excellent opportunity for someone with experience in real estate finance who is looking to develop their underwriting career within a supportive and expanding business.
The successful candidate will be involved in the assessment, underwriting and ongoing management of property-backed lending transactions, working closely with borrowers and internal stakeholders throughout the loan lifecycle.
Key Responsibilities:
- Assess borrower affordability and financial suitability
- Manage loan applications from initial enquiry through to completion
- Underwrite lending proposals whilst identifying and mitigating risk
- Analyse property assets and market conditions to support lending decisions
- Assist with post-completion loan administration and portfolio management
- Monitor existing loans to ensure ongoing performance and compliance
- Liaise with borrowers, brokers, solicitors and other professional advisers
- Maintain accurate records and ensure cases progress within agreed timeframes
About You
- Previous experience within property finance, bridging finance, development finance or a similar lending environment
- Strong numerical and analytical skills
- Excellent attention to detail
- Highly organised with the ability to manage multiple cases simultaneously
- Strong verbal and written communication skills
- Proficient in Microsoft Office, particularly Excel
- Comfortable dealing directly with clients and professional contacts
- Good understanding of the UK property market
- Knowledge of interest rates and their impact on the property sector would be advantageous
Salary: £28,000 - £38,000 per annum (depending on experience)
Hours: Monday to Friday, 9:00am – 5:30pm
Location: Finchley, North London
